Capitalism: A Love Story

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“We are here to tell the truth! People say if you don’t love America, then get the hell out! Well I love America!”

                                              -Tom Cruise as Ron Kovic in “Born on The Fourth of July”

“I believe that banking institutions are more dangerous to our liberties than standing armies.”

                                                                                                                                                           -Thomas Jefferson

I was a little worried about Michael Moore’s film, “Capitalism: A Love Story.” It covers the catastrophic economic fallout from 2007 to 2009 and presents a very harsh indictment of the current economic order in the United States. Throughout the movie, Moore shows us families being evicted from homes which they have owned for years, and how many get swindled out of them without them realizing the trap they are ensnared in until much too late. He also looks at how Wall Street treats the country’s economy like a reckless night of gambling in Las Vegas, and at how Goldman Sachs gained a frightening amount of leverage over congress at an economically vulnerable time. In short, it is Moore’s attack on all things capitalism, and of how it is an evil which is ruining the fabric of our once great country.

While it may seem ironic how Moore would take on capitalism, especially when he has benefited so much from it over the years, he creates a very compelling case here. Whether you think he is telling the truth or simply manipulating facts to his own advantage, he remains the most entertaining documentary filmmaker in American films. “Capitalism: A Love Story” is honestly one of his best films to date, and it combines some truly devastating moments along with some very funny ones. The movie does need those humorous moments, otherwise this could have been one of the most emotionally draining cinematic experiences ever.

“Capitalism: A Love Story” starts off in a way both hilarious and frightening. Moore starts off with one of those cheesy, snicker-inducing 1950’s instructional movies about the rise and fall of the Roman Empire. It resembles all those films we were constantly subjected to throughout our school years. While the movie plays out along with the stiff narration, Moore inserts clips from the Reagan era White House, and continues all the way through the Clinton era, not to mention both of the Bushes, showing us how the fate which befell the Romans is very much alike to what is happening to America right now. Clearly, he sees us following in the footsteps of a society destroyed through endless greed and avarice, and he is amazed people want to hang on to this damaged system regardless of how bad it is.

From there, Moore takes us to a family in Peoria, Illinois getting evicted from their home. It’s one of the saddest moments in the film, and to add insult to injury, the family ends up getting thrown out of their home much earlier than they had expected. They were given a couple of weeks originally, but it turns out the bank which repossessed their home had just sold it to another family who were ever so eager to get settled in it.

I’ve been looking at these foreclosures from a distance, and I felt a good portion of them were due to owners not living up to their responsibilities. But while this may be the case to a certain extent, Moore creates a very interesting case of how the banks ended up swindling many families out of their homes because the banks continued to charge them more and more for their mortgage. For those looking to become homeowners, the movie is a reminder of how important it is to read the fine print of every contract you sign.

For Moore, capitalism seemed like such a great gift to our country when he was growing up in Flint, Michigan. The way he saw it, it provided his dad with a good job, helped give his family free health care, helped to pay for him to go to college without falling into tremendous debt over student loans, etc. But then Reagan came along and ruined it all from Moore’s perspective. “Capitalism: A Love Story” doesn’t necessarily portray Reagan as an evil man, but it views him more as a puppet for the banking industry among others. Before the star of “Bedtime for Bonzo” came along, the rich were apparently given a 90% tax on what they made, so naturally, they weren’t very happy about this. With Reagan taking over as President, the banks were able to gain control of all things money related, and they created massive tax breaks for the rich. From there, the cost of living rose faster than the cost of living, and prices on things like health care skyrocketed to an exorbitant rate. Even prisons and juvenile detention halls became for-profit businesses where the sentences turned out to be longer than you were told. In short, things were changing, and the price of those things started to get higher and higher.

Much of the American public seemed to be sold on the idea we could be rich too, and therein lays the big lie of Reganomics. In actuality, his policies throughout the 1980’s resulted in creating a bigger gap between the haves and have-nots, and the middle class at times threatened to be rendered extinct. Moore presents this as the point in our country where things started to change to where the rich benefited more than anyone else. Greed became a powerful influence on everyone, and much of America turned into a “me, me, me” society as opposed to one which sought to help the less fortunate. He also shows how it went from there to the Clinton era and, more horrifyingly so, to the George W. Bush era in which the tax cuts for the rich almost became permanent.

“Capitalism: A Love Story” is kind of a semi-sequel to Moore’s “Roger & Me” which came out 20 years ago. In that film, he pursued General Motors chairman Roger Smith for an interview over the closing of the car factory in his hometown. The closing resulted in a tremendous loss of jobs, all despite the fact GM was posting record profits. All these years later, Moore still cannot get a meeting with the CEO of GM. What occurred in Flint, Michigan all those years ago gave him a chance to tell the automotive industry, “I TOLD YOU SO!!!”Unsurprisingly, after all these years, Moore can still not get inside the doors of the GM corporate headquarters to talk to the CEO. His attempts to enter other buildings are just as unsuccessful, and when he tries to get any of the bankers to explain what a “credit derivative” is, one of them says, “Stop making movies!”

Unsurprisingly, after all these years, Moore can still not get inside the doors of the GM corporate headquarters to talk to the CEO. His attempts to enter other buildings are just as unsuccessful, and when he tries to get any of the bankers to explain what a “credit derivative” is, one of them says, “Stop making movies!”

One moment in “Capitalism: A Love Story” which really stayed with me was when President Reagan addressed the bankers on Wall Street, and one of the most powerful bankers standing right next to him told, not asked, him to “speed it up.” Wait a second, Reagan was one of the most powerful people on the planet at that time, and someone next to him was telling him to speed it up? It makes you wonder who was really in charge of America back then.

A truly heart breaking scene comes when a former Wal-Mart employee talks about how, when his wife died at a young age, the company ended up making thousands of dollars off her death. It turns out Wal-Mart took out life insurance policies on all their workers, and ended up profiting from their passing. To make matters even worse, the younger the worker, the more money they get. Now fact checkers everywhere are going to point out how Wal-Mart has since ended these policies, but Moore does mention this during the closing credits.

Another section of the film which hit close to home was when Moore points out how airline pilots are paid less than the manager of a Taco Bell; about $19,000 a year for starting pay. My brother is an airline pilot, and while he makes better wages now, those first few years were a struggle to say the least. It seems almost criminal how these huge airline companies which make millions of dollars end up paying their pilots so pitifully. Thus, we get an example here of the ever-widening gap between the rich and the poor.

Now let’s take a moment here because we all know many will be accusing Moore (many of whom will not even bother watching this film) with thoughtlessly manipulating his on-camera subjects and distorting what they say to his own advantage. Granted, there are moments where his camera focuses on crying family members a little longer than what feels comfortable. While the feeling of manipulation is hard to ignore, getting angry at Moore for showing this will be missing the point. He wants you to be mad. With “Capitalism: A Love Story,” he means to stir up your anger because he does not want you to react passively to what you are witnessing. He wants you to take action against what is happening because he is really sick and tired of doing this all by himself. Can you blame him? Many of us are viewing this economic breakdown and corruption from a distance, and we can’t spend the rest of our lives letting all this go unchecked.

But if scenes of everyday working class people getting heartlessly fleeced doesn’t frighten or enrage you, then the latter half of the movie where nerve-wracked members of congress get swayed by Goldman Sachs among other banks to bail them out so the banking industry could survive should do the trick. Nobody I know of was happy to hear about this, and we got even more pissed off when they got million dollar bonuses which were undeserved. There was a great article in Rolling Stone of how Goldman Sachs circumvented the economic crises of past and present to benefit themselves. Seeing this play out on the screen brought back my own deep feelings of unrestrained infuriation at what these bankers were doing with taxpayer dollars. Why exactly do we have to pay for the mess they created anyway? What happened to accountability?

Many still believe Moore is nothing more than an anti-American zealot who has nothing better to do than say bad things about our country. The conservative comedy “An American Carol” had a character like him trying to convince fellow citizens to abolish the Fourth of July as a holiday. But what made me really love the last half of this film is how he shows how the power of the people really did win out. If you still think he is a hater of this country after watching this, you may need to remove yourself from the cave you have been hiding in.

Moore shows how it was the will of the people which prevented the first economic stimulus, largely engineered by members of Goldman Sachs, from passing. At seeing what was about to occur, Americans everywhere contacted their representatives, urging them not to pass this bill. There were enough house representatives who saw how the banks were in the position of almost completely controlling the legal process, and they rallied against them for the sake of the country. This was all the result of American citizens speaking up loudly.

The spirit of the American people is shown even more strongly when we witness the laid off workers of Republic Windows and Doors in Chicago do an in-house protest at their place of employment. This came about because none of them were paid the severance promised from Bank of America. We also get a look at community groups like LIFFT in Miami which helped unfortunate families and “liberated” the houses they were evicted from. The police came out in force of course, but they ended up not arresting anybody probably because it wasn’t worth the trouble. Then we see Captain Chesley Burnett “Sully” Sullenberger III, the pilot who saved the lives of all 155 passengers aboard US Airways Flight 1549 when he landed it in the Hudson River, go before Congress to protest the way pilots were treated in general and how underpaid they are.

I should add when the section regarding Captain Sullenberger came up, I was afraid Moore would bash him in some way. But he actually applauds Sullenberger for taking his newfound fame and using it to help others who love their job of being a pilot. This leads to one of the movie’s funniest moments as Moore shows how the media seemed to like him more as a hero instead of someone who stands up against the companies for not paying pilots enough. Moore ends up putting some patriotic band music over the soundtrack to shut out Sullenberger, because no one really likes a Debbie Downer.

After all the films Moore has made criticizing people and polices of the United States, it seems amazing anyone would talk to him on camera. But he does get people like University of Missouri professor Bill Black, and Ohio Congresswoman Marcy Kaptur to talk about what they see as the ills of capitalism. Furthermore, he even talks to the Catholic priest who married him and his wife who says capitalism is a sin and not very Christian-like.

Kaptur is one of the movie’s most compelling voices, and she said the first economic stimulus bill would have been a disaster for democracy had it been passed. It would have allowed the banks to have more control over taxpayer money and the legislative process, hence rewriting the law books we have come to study all these years. The banks may want to concentrate the nation’s wealth among the 1% of the population who has it, but they cannot be allowed to silence the voices of the 99%.

Black himself comes off as one of the most intelligent people seen here, and it is heartbreaking to see how some of the smartest minds in America saw this economic disaster coming from miles away. He compares the fallout to a water damn which breaks apart, but of how we could see those little cracks forming. The fact many people like him were silenced or had their character smeared beyond all repair is shameful. For them, they saw it as only a matter of time before the banking industry came crashing down, so there was no way they could have been surprised by any of this.

I was also really pleased to see Moore stick it to the Democrats as well as the Republicans. While the Republicans may share the largest blame, the Democrats cannot be excluded because many of them are every bit as guilty in what transpired. It doesn’t matter what side of the political spectrum they were on, politicians of all kinds were bought out with what seemed like very little effort. Truth is, I am seriously frustrated with both major parties, and Moore taps into this because many Americans, regardless of party affiliation, feel the same way.

By the way, if you really think that Moore is this left-leaning zealot, keep in mind he has spent many years criticizing both parties, and his ire at Democrats seems much larger because he expects more from them. I’m sure if Moore had it his way, Ralph Nader would have been President by now.

As for President Barrack Obama, Moore steers clear of saying anything bad about him, probably because many still see him as a symbol of hope. If Obama does foul things up in Afghanistan, I’m sure Moore might consider doing something on it. But that coupled with the power of people made the last half of this movie seem like the feel-good movie of the year, and this is regardless of how exaggerated it all may seem to those who cannot stand this baseball cap wearing filmmaker.

In the end, Moore is not out to make you repeat everything he says or believes in like it’s the gospels. His attack against capitalism is not entirely waterproof, and much more blame could be thrown at how corporate America has become so corrupted. But it doesn’t matter because what he wants is for you to be angry, and to fight against those who would try to wrestle away the powers given to us in the Constitution.

“Capitalism: A Love Story” is really one of his best films in how he attacks many policies this country has adopted, and then counters it with proof that the power still does belong to the people. It does to the banking industry and deregulation what “Sicko” did to the health care industry, and it is informative, funny, moving, and endlessly entertaining.

For those who wonder why Michael Moore hasn’t left America yet, see this movie to find out. Like him, you may hate what this country is doing to its people, but you are not about to leave it.

 * * * * out of * * * *

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Money Monster

Money Monster poster 1

2016 has been a good year for pulse-pounding thrillers, and “Money Monster” is the latest example. While not as intense as “10 Cloverfield Lane” or as viciously gruesome as “Green Room,” it certainly gets the adrenaline running thanks to taut direction and terrific acting from a star studded cast. While the handling of the material is at times scattershot and you come out feeling like it could have been better, what ended up on screen makes for solid entertainment.

“Money Monster” opens up on the set of a cable show with the same name which is hosted by wall street financial guru Lee Gates (George Clooney), a man whose ego is bigger than his knowledge of stocks. During what seems like a normal day of filming an episode filled with tips for investors as well as dancing and graphics to keep viewers entertained, Kyle Budwell (Jack O’Connell) somehow makes it onto the set, fires a gun in the air and takes Lee hostage. It turns out Kyle invested in a company Lee was especially enthusiastic about, but he ended up losing his entire savings in the process. After making Lee put on a vest filled with plastic explosives which could level a skyscraper, Kyle becomes intent on making him apologize not just to him but millions of investors who lost all their money thanks to the “advice” they received on his show.

Watching this movie reminded me of others which dealt with morally duplicitous human beings who, whether they intended to or not, ran into monsters they created out of their own greed and lack of understanding. Costa-Gavras’ “Mad City” quickly come to mind, but “Money Monster” stands above it because the filmmakers don’t deal with the subject manner in such an obvious way. There’s more going on here than what we see on the surface, and this makes what seems like an average movie one of the more intelligent ones I have seen in a while.

Clooney is perfectly cast as a man whose over confidence has long since gotten the best of him, and he shows a lot of vulnerability as his character of Lee Gates is exposed for all his falsehoods. We watch as his regularly scheduled program is interrupted in one of the worst ways possible, and it forces him to think fast on his feet in order to stay alive. Clooney excels in this kind of role as he is not afraid to show the deep cracks in this man’s façade, and this is even after he is revealed to be a three-time divorcee, the kind we see a lot of in movies.

As Kyle, Jack O’Connell brings the same fierce intensity to this role as he did in “Eden Lake,” “Starred Up” and “Harry Brown” among others. It’s almost exhausting to watch him here as his he starts at such a high pitch of energy to where he can’t allow himself to go slack for very long. This is definitely an actor to keep an eye on.

After suffering through the hideous debacle of “Mother’s Day,” Julia Roberts rebounds here as Lee’s long-suffering director, Patty Fenn. Now Patty may not be the star of the show, but she’s the one who makes it a reality on a daily basis. Roberts doesn’t need to do much to show how much of a veteran Patty is at her job as it involves dealing with dozens of people in a high pressure environment, and she truly shows grace under pressure when Kyle turns everyone’s world upside down. Patty quickly becomes the voice that keeps Lee sane as she continues directing the show which threatens to be more unpredictable than it already it is. Roberts is riveting to watch throughout as she does her best to keep her cool while everyone else loses their own much too easily.

In fact, what’s notable about “Money Monster” is how the female characters are much stronger than their male counterparts. This is the case not just with Patty, but also with Diane Lester (the excellent Caitriona Balfe), a high ranking executive who shows little hesitation in digging through her boss’ dealings in order to get to the truth. Just watch as one of her male bosses attempts to fire her; she doesn’t even break a sweat. Or how about Kyle’s pregnant girlfriend Molly (scene stealer Emily Meade) who has a show-stopping scene where she brutally berates Kyle without any hesitation.

Many of the male characters on the other hand are quick to crumble as their egos cannot handle defeat easily. Some might look at this as a bit sexist, or maybe the movie and its screenplay just exposes the reality that women are stronger because they have more to overcome both in society and in the workplace.

“Money Monster” marks Jodie Foster’s fourth film as a director, and she does a very good job of keeping the tension ratcheted up high throughout. Along with screenwriters Alan Di Fiore, Jamie Linden and “Stakeout’s” Jim Kouf, she takes what looks like a predictable story and messes around with the elements to where second guessing what’s about to happen becomes pointless. At the same time, she does have some trouble balancing out both the dramatic and comedic aspects here, and the more comedic the movie becomes, the more it loses its dramatic power. It’s a strong movie for sure, but you do come out of it thinking it could have been even better.

Still, “Money Monster” is an entertaining thriller that benefits from strong direction and terrific performances from its talented cast. It’s no “Network,” but it does have a lot to say about how money rules our lives and has us making rash decisions for the purpose of staying one step ahead of losing everything. While its ending is a bit too pat, it’s not just another mindless thriller. And in the end, it’s always nice to see wall street take a beating in any movie.

Copyright Ben Kenber 2016.

* * * ½ out of * * * *